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Financial Transaction Card Forgery Devices

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Possession of financial transaction card forgery devices in Georgia is different than possession of the cards themselves. In Georgia it is illegal to possess any devices used to fraudulently make financial transaction cards of a bank or other financial institution. All that is required to be found guilty of possession of these devices is a knowledge of what they are and actual or constructive possession of the devices themselves.

More On the Law

It is also illegal to possess a financial transaction card that has not been completed. That card could be missing the name, card number, expiration date, security code or other marking besides the signature that would identify it as a valid financial transaction card.

Consequences

A conviction for possession of financial transaction card forgery devices in Georgia is a felony punishable by at least one year incarceration.

If you are being investigated for or charged with financial transaction card crimes, you need to call our office today at 404-581-0999. Our offices of experiences financial transaction card forgery attorneys is here to answer your questions.

Protect Yourself from Financial Transaction Card Theft in Georgia

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We get calls all the time from people who have been charged in Georgia with taking your financial transaction (debit/credit) card information after you have voluntarily provided it to a business. You may have paid at the pump at a gas station, given your card to a fast food employee at the counter or a drive thru, or even paid for a product or service online only to find out that card has been compromised and unauthorized charges were placed on it.

Helpful tips to protect yourself from Financial Transaction Card theft!

But that’s all right. You can protect your financial transaction cards from theft in Georgia by following some basic steps.

  1. Be vigilant about checking your cards for unauthorized purchases. Every bank and credit card company has the ability to create an account where you can monitor your cards at your convenience. Depending on your activities that may be a daily monitoring or less frequently if you choose.
  2. Always choose credit over debit if that is an option with your debit card. Purchasing as a credit card offers additional protections that using a debit card does not.
  3. If you “pay at the pump” make sure the pump has not been tampered with. Most gas stations use tape to determine whether that pump has been compromised. If that tape has been broken, do not use your card at that pump.
  4. Be careful when you give your card to someone who takes your card from you to process payment. They could be copying your card information, taking pictures of your card, or even using your card in the time they have it in their possession.
  5. Make sure your PIN and passwords are secure. Do not use common PIN numbers or passwords. Change your passwords regularly. There are sites on the Internet that will tell you if a password you use has been compromised. Check those sites regularly. Consider using a password manager to manage your Internet presence.
  6. If you receive strange mail regarding accounts you have not opened or activated, do not ignore them, that could be someone attempting to steal your identity.

Give us a call today if you find yourself in a situation like this.

The best way to protect yourself from financial transaction card theft in Georgia is to be vigilant. Stay on top of your accounts. Monitor your activity. If you see something out of the ordinary, report it immediately. If you have any questions regarding your rights if your card information has been stolen, call our office at 404-581-0999. If you know where your card information was stolen, call the police.

Criminal Receipt of Goods and Services Fraudulently Obtained in Georgia

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While it’s clearly illegal to fraudulently purchase goods and services with forged and fake financial transaction cards, currency and other financial devices, it is also illegal in Georgia to receive money, goods, services, or anything of value when you know that these goods were fraudulently obtained.

What’s the law on criminal receipt?

O.C.G.A. section 16-9-35 reads A person commits the offense of criminally receiving goods and services fraudulently obtained when he receives money, goods, services, or anything else of value obtained in violation of subsection (a) of Code Section 16-9-33 with the knowledge or belief that the same were obtained in violation of subsection (a) of Code Section 16-9-33.

If you are found guilty of the criminal receipt of goods and services fraudulently obtained in Georgia you are guilty of a felony and can potentially serve prison time.

As with all fraud and forgery crimes we have discussed so far, knowledge and intent are essential elements of committing this crime. The State must be able to prove beyond a reasonable doubt that you had the required intent to commit the crime, which in this case would be the knowledge that the goods or services were fraudulently obtained before receiving them, or once aware they were fraudulently obtained to return the goods or alert authorities.

Call us today!

If you believe you may be under investigation or have already been charged with criminal receipt of goods and services, please call our office immediately at 404-581-0999 to schedule a free consultation.