In Georgia it is against the law to make a fake financial
transaction card in the name of another person or to alter any credit or debit
card’s encoded information.

What is Financial Transaction Card Forgery?

A person commits the offense of financial transaction
card forgery when:

(1)  With
intent to defraud a purported issuer; a person or organization providing money,
goods, services, or anything else of value; or any other person, he falsely
makes or falsely embosses a purported financial transaction card;

(2)  With
intent to defraud a purported issuer; a person or organization providing money,
goods, services, or anything else of value; or any other person, he falsely
encodes, duplicates, or alters existing encoded information on a financial
transaction card or utters such a financial transaction card; or

(3)  He,
not being the cardholder or a person authorized by him, with intent to defraud
the issuer; a person or organization providing money, goods, services, or
anything else of value; or any other person, signs a financial transaction
card.

Examples

Falsely making a financial transaction card in Georgia
occurs when someone makes or draws a card that is in someone else’s name but is
not their actual card because they did not authorize the making or drawing of
the card which was issued by the credit or debit card company.

Falsely embossing a financial transaction card in Georgia
occurs when someone adds a name, card number, expiration date or security code
to a card that already exists.

Falsely encoding a financial transaction card in Georgia
occurs when someone erases or alters, electronically, magnetically, or
electromagnetically information on the card that will permit acceptance of that
card by an ATM.

If you are found in Georgia with two falsely made, embossed,
or encoded financial transaction cards it is evidence under the statute that a
crime has been committed.

Sentencing

If you are found guilty of violating this statute, you will
be convicted of a felony and sentenced one to three years in custody.

Please call us today for a free consultation regarding financial transaction card forgery in Georgia at 404-581-0999.